TERMS AND CONDITIONS
Last Updated: July 24, 2026
These Terms and Conditions govern your use of this website and your participation in the text-messaging program operated by ClearMCA Inc., doing business as ClearMCA.
Eligibility and Age Requirement
This website and ClearMCA’s services are intended solely for business purposes and for individuals who are at least 18 years old. By using this website, submitting an inquiry or application, or enrolling in text-message communications, you represent that you are at least 18 years old and authorized to act on behalf of the applicable business.
1. GENERAL INFORMATION
The information provided on this website is for general informational and educational purposes only. It is not legal, tax, accounting, investment, or financial advice.
Submission of an inquiry or application does not guarantee approval, an offer, or funding. Any offer is subject to underwriting, verification, eligibility requirements, final approval, and execution of applicable written agreements.
ClearMCA does not guarantee any particular approval amount, purchase price, purchased amount, remittance, factor, cost, funding date, or other transaction term.
2. MERCHANT CASH ADVANCE INFORMATION
A merchant cash advance generally involves the purchase of an agreed portion of a business’s future receivables for an upfront purchase price. It is not intended for personal, family, or household purposes.
The specific terms of any transaction will be contained in the written agreement provided to the merchant. Merchants should carefully review all terms and obtain advice from their own legal, tax, accounting, and financial professionals before entering into a transaction.
Nothing on this website constitutes a binding offer or commitment to provide funding.
3. CLEARMCA TEXT-MESSAGING PROGRAM
The ClearMCA Messaging Program is operated by ClearMCA Inc.
By voluntarily opting into text messaging, you authorize ClearMCA to send text messages to the mobile telephone number you provide.
Non-marketing messages may include:
• Responses to your inquiry;
• Appointment scheduling and reminders;
• Application and intake communications;
• Requests for bank statements, identification, contracts, or other documents;
• Application-status and underwriting updates;
• Notifications concerning an offer or requested transaction;
• Funding-status communications;
• Account, remittance, reconciliation, payment, and servicing communications; and
• Customer-service responses.
ClearMCA will send text messages only in accordance with the consent provided by the recipient and applicable messaging requirements.
Consent to receive text messages is not required as a condition of submitting an application, receiving an underwriting review, or obtaining services from ClearMCA.
4. MESSAGE FREQUENCY AND CHARGES
Message frequency varies based on your inquiry, application, transaction, and communications with ClearMCA.
Message and data rates may apply. Contact your wireless carrier with questions concerning your mobile telephone or data plan.
5. OPTING OUT
You may cancel text messages at any time by replying STOP.
After you reply STOP, ClearMCA may send one final message confirming that you have been unsubscribed. You will then receive no further text messages through that messaging program unless you subsequently provide renewed consent.
ClearMCA will also honor other reasonable communications clearly requesting that text messages stop.
6. ASSISTANCE
For assistance, reply HELP to a ClearMCA message.
You may also contact ClearMCA at:
Telephone: (212) 812-4426
Email: info@clearmca.com
Website: https://clearmca.com
7. WIRELESS CARRIER DISCLAIMER
Wireless carriers are not responsible or liable for delayed, incomplete, failed, or undelivered messages.
Message delivery is subject to effective transmission by your wireless carrier and is outside ClearMCA’s complete control.
8. TELEPHONE-NUMBER AUTHORIZATION
By enrolling, you represent that you are the subscriber or customary user of the telephone number provided and are authorized to consent to receiving messages at that number.
You agree to notify ClearMCA or opt out if the number is reassigned, disconnected, or no longer used by you.
9. CONFIDENTIAL AND SENSITIVE INFORMATION
Text messaging may not be secure. Do not transmit complete bank account numbers, Social Security numbers, passwords, full payment-card numbers, or other highly sensitive information by text message.
Use only the secure document-upload method provided by ClearMCA when submitting bank statements, identification, financial records, or other confidential documents.
10. PRIVACY
ClearMCA’s collection and use of personal information are governed by its Privacy Policy.
No mobile information will be shared with third parties or affiliated organizations for marketing or promotional purposes. Information may be disclosed to subcontractors and service providers that assist ClearMCA with customer service and delivery of its text-messaging services.
Text-messaging originator opt-in data and consent will not be shared with third parties, except aggregators and providers that assist in delivering the text-messaging service.
11. NO GUARANTEE OF APPROVAL OR FUNDING
Submitting an application, providing documents, receiving a communication, or participating in underwriting does not guarantee approval or funding.
ClearMCA may decline an application, request additional information, modify proposed terms, or discontinue its review as permitted by applicable law.
12. CHANGES OR TERMINATION
ClearMCA may modify these Terms and Conditions or discontinue all or part of its text-messaging program at any time. Updated terms become effective when posted unless applicable law requires otherwise.
13. CONTACT INFORMATION
ClearMCA Inc.
Doing business as ClearMCA, if applicable
Address: 485 Madison Ave Fl 7, New York, NY 10022
Telephone: (212) 812-4426
Email: info@clearmca.com
Website: https://clearmca.com